For too long, lenders have relied on commercial loan brokers to get applicants. These brokers, driven by high fees and commissions, significantly increase the cost of capital for small business owners. Instead of driving competition and lowering bowering costs, brokers have done the opposite, pushing businesses into debt with more onerous payment structures.

Over the last 15 years, the problem has only worsened. Brokers’ commissions create perverse incentives, where debt is recommended even it’s crippling. The result? Tens of thousands of small businesses are now over leveraged and burdened by high debt payments, creating a cycle of financial instability that benefits no one–except the brokers.

BrokerFreeCapital aims to eliminate the broker stranglehold over the industry and small business owners.

Diogenes, combinining the latest in AI/Chatbot technology with old-fashioned inside industry experience, helps you determine whether borrowing is even appropriate in the first place.

With over 15 years of experience in the alternative small business funding space, I’ve seen firsthand how the broker-driven model negatively impacts both businesses and lenders. Indeed, I’ve often been part of the problem that BrokerFreeCapital aims to solve.

This perspective has fueled my passion for creating a better, more transparent system where businesses and lenders can thrive without unnecessary middlemen.

Learn more about our commitment here.