SB 1235 is in full swing—and if your broker still dodges the question about APR, they’re either lying or think you’re gullible. The Game: You Ask for the APR.…
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“Not every broker is a shark—some are lab-trained goldfish confined to a glass bowl of federal regulations.”— Diogenes, Your Cynical Funding Guide 1. Two Very Different Species of…
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Reading time: ≈ 8 minutes — grab coffee, save thousands. Why you need this checklist Your friendly “funding specialist” swears they’re getting you “the best deal on the…
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Spoiler: If you’re working with a business loan broker right now, you might want to sit down for this. Introduction: The $20,000 Question Here’s a fun exercise. Ask…
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Texas isn’t exactly known for heavy-handed regulation. But on June 17, 2025, Governor Greg Abbott signed H.B. 700 into law—marking the most aggressive crackdown we’ve seen on merchant…
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If your business has a merchant cash advance (MCA) or anything that smells like one, the Small Business Administration just made your life a whole lot harder. As…
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