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How First-Position Lenders Work With Brokers (and Why Brokers Always Push Borrowing)
If you read my last post on first-position revenue-based lenders, you now understand the basic product: short duration (usually 9–18 months), fixed daily or weekly payments, underwriting based…
4 min read
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How First-Position Revenue-Based Lenders Actually Work
Most small businesses encounter first-position revenue-based loans before they fully understand how they work. This piece explains what “first position” actually means, why lenders structure these loans the…
4 min read
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California’s SB 362 Is Live — But Don’t Expect It to Stop Brokers (Here’s What Will Really Change)
Happy New Year! As of January 1, 2026, California’s SB 362 went into effect — and it is going to shake up the way commercial financing offers are…
4 min read
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2025 in Review, 2026 Outlook: Higher Tariffs, Weaker Hiring, Low Confidence, and a Lot More Bankruptcies Than People Admit
If you ran a small business in 2025 and felt like you were doing everything “right” but the math kept getting worse, you were not imagining it. 2025…
4 min read
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PayPal Wants to Become a Bank. What That Really Means for Small Business Borrowers.
Earlier this month, we wrote about OnDeck’s parent company acquiring a bank — a move that quietly revealed something important about the future of small business lending: fintech…
4 min read
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OnDeck’s Parent Company Is Buying a Bank — Here’s What That Really Means for Small Business Borrowers
Earlier this month, Enova International, the parent company of OnDeck, announced it will acquire Grasshopper Bank, a digital-first bank with a national charter and a strong SBA lending…
4 min read
