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  • Why the Consumer Slowdown Is Quietly Squeezing Small Businesses — Even When the Economy “Looks Fine”

    Why the Consumer Slowdown Is Quietly Squeezing Small Businesses — Even When the Economy “Looks Fine”

    If you listen to the headlines, the U.S. economy is doing just fine. Unemployment is low. GDP is still growing. The recession that was supposed to arrive two…

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    brokerfreecapital.ai

    December 12, 2025

    4 min read

  • Red Flags of a Predatory Small Business Funding Deal (And How to Spot Them in Seconds)

    Red Flags of a Predatory Small Business Funding Deal (And How to Spot Them in Seconds)

    Every week I talk to business owners who swear they “got a great deal,” and then two minutes later I see the actual offer and — surprise —…

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    brokerfreecapital.ai

    December 3, 2025

    4 min read

  • Why You’re Being Targeted With Fake Business Funding Calls

    Why You’re Being Targeted With Fake Business Funding Calls

    A few days ago, I stumbled onto a thread in r/smallbusiness where an exasperated owner asked: “Who actually does business with these random texts and calls saying ‘you’ve…

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    brokerfreecapital.ai

    November 28, 2025

    4 min read

  • Seek Capital Is Finally Dead. Here’s What Their $48M FTC Judgment Really Means for Small Business Owners.

    Seek Capital Is Finally Dead. Here’s What Their $48M FTC Judgment Really Means for Small Business Owners.

    Back in April, I wrote a long breakdown of why Seek Capital wasn’t some “startup funding platform” with magical connections to lenders—just another credit-card-stacking boiler room hiding behind…

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    brokerfreecapital.ai

    November 21, 2025

    4 min read

  • SBA Lending in 2025: Tighter Standards, Shutdown Delays, and What It Means for Small Businesses

    SBA Lending in 2025: Tighter Standards, Shutdown Delays, and What It Means for Small Businesses

    If you want the cheapest capital in America, you still go to the SBA. That hasn’t changed in decades. What has changed in 2025 is everything around it:…

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    brokerfreecapital.ai

    November 16, 2025

    4 min read

  • Embedded Lending in 2025: Convenient, Data‑Smart… and Still Not Cheap

    Embedded Lending in 2025: Convenient, Data‑Smart… and Still Not Cheap

    If “fast funding” is the first‑position world’s battering ram, embedded capital is the locksmith. Shopify Capital, Stripe Capital, PayPal Working Capital, Square Loans, Lightspeed Capital, QuickBooks Capital—these players…

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    brokerfreecapital.ai

    November 10, 2025

    4 min read

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