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  • PayPal Wants to Become a Bank. What That Really Means for Small Business Borrowers.

    PayPal Wants to Become a Bank. What That Really Means for Small Business Borrowers.

    Earlier this month, we wrote about OnDeck’s parent company acquiring a bank — a move that quietly revealed something important about the future of small business lending: fintech…

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    brokerfreecapital.ai

    December 25, 2025

    4 min read

  • OnDeck’s Parent Company Is Buying a Bank — Here’s What That Really Means for Small Business Borrowers

    OnDeck’s Parent Company Is Buying a Bank — Here’s What That Really Means for Small Business Borrowers

    Earlier this month, Enova International, the parent company of OnDeck, announced it will acquire Grasshopper Bank, a digital-first bank with a national charter and a strong SBA lending…

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    brokerfreecapital.ai

    December 21, 2025

    4 min read

  • Why the Consumer Slowdown Is Quietly Squeezing Small Businesses — Even When the Economy “Looks Fine”

    Why the Consumer Slowdown Is Quietly Squeezing Small Businesses — Even When the Economy “Looks Fine”

    If you listen to the headlines, the U.S. economy is doing just fine. Unemployment is low. GDP is still growing. The recession that was supposed to arrive two…

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    brokerfreecapital.ai

    December 12, 2025

    4 min read

  • Red Flags of a Predatory Small Business Funding Deal (And How to Spot Them in Seconds)

    Red Flags of a Predatory Small Business Funding Deal (And How to Spot Them in Seconds)

    Every week I talk to business owners who swear they “got a great deal,” and then two minutes later I see the actual offer and — surprise —…

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    brokerfreecapital.ai

    December 3, 2025

    4 min read

  • Why You’re Being Targeted With Fake Business Funding Calls

    Why You’re Being Targeted With Fake Business Funding Calls

    A few days ago, I stumbled onto a thread in r/smallbusiness where an exasperated owner asked: “Who actually does business with these random texts and calls saying ‘you’ve…

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    brokerfreecapital.ai

    November 28, 2025

    4 min read

  • Seek Capital Is Finally Dead. Here’s What Their $48M FTC Judgment Really Means for Small Business Owners.

    Seek Capital Is Finally Dead. Here’s What Their $48M FTC Judgment Really Means for Small Business Owners.

    Back in April, I wrote a long breakdown of why Seek Capital wasn’t some “startup funding platform” with magical connections to lenders—just another credit-card-stacking boiler room hiding behind…

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    brokerfreecapital.ai

    November 21, 2025

    4 min read

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