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So You Want to Go Direct to a Lender? Good Luck Finding Any Real Information.
If you’ve read anything I’ve written before, you already know how I feel about brokers: they’re middlemen living on borrowed time. So let’s say you take the advice,…
4 min read
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I Love Embedded Lending—But There’s One Thing I Hate About It
Embedded Lending Is Everything Brokers Aren’t I’m a fan of embedded lending. Always have been. It’s efficient, data-driven, and it’s quietly killing off the broker model — which,…
4 min read
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Uber Eats + Pipe: Embedded Lending Keeps Eating the Broker’s Lunch
Uber Eats just partnered with Pipe to offer working capital directly to restaurants inside the Uber Eats Manager app. It’s the same play we’ve already seen from Wix…
4 min read
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What Business Loan Broker Commissions Really Cost You
Ever wonder how your “helpful” business loan broker pays their bills? Spoiler: with your money. Brokers love to call themselves “advisors” or “partners.” What they don’t love is…
4 min read
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How to Graduate to Cheaper Capital
You don’t refinance to feel better. You refinance to pay less and breathe easier. This is the straight path to cheaper money (banks) and the best non-bank alternatives…
4 min read
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How to Refinance your Merchant Cash Advance (Without Getting Burned)
You don’t need a guru. You need a playbook: clean math, clean wires, and no mystery markup. 1) Early-payoff math: discounts vs. fairy dust Incumbents may sweeten renewals.…
4 min read
