“Follow the money.”
— Deep Throat, All the President’s Men (1976)
Welcome to the BrokerFreeCapital blog. If you’re here, chances are it’s for one of the following reasons:
- You’re considering getting business funding and think working with a broker or through a lending marketplace makes sense.
- You’re tired of loan brokers taking advantage of you and leaving you with worse terms.
- You have an offer (or offers) from a lender and are looking for unbiased guidance or tips on what to do next
- You’re drowning in business debt and you don’t know what to do
- You’re a commercial loan broker and you’re trying to figure out who’s behind BrokerFreeCapital because you think we’re ruining your business
Let’s cut right to the chase: brokers are overpaid middlemen who often drive up the cost of funding, leaving you to deal with higher payments and worse terms. We’re here to show you how to avoid that trap.
If you already feel trapped, you probably already know what you need to do but we can provide some guidance on what to do next (but let’s save you one piece of suspense: the loan you think you need to get out of your trap doesn’t exist).
If you’re a commercial loan broker who thinks I’m ruining your business:
Our Mission
At BrokerFreeCapital, our mission is simple: to help small business owners secure better funding without the excessive broker fees that drain your cash flow and leave you worse off. We believe in calling it like it is—whether that means telling you to avoid a loan altogether or showing you just how much brokers are overcharging you.
We won’t sugarcoat the truth: sometimes borrowing is not the right move for your business, and brokers will never tell you that. Their commissions rely on pushing you into loans, even when it’s the worst financial decision you could make. We’re here to give you the honest truth, even if it’s not what you want to hear.
Where to Start
Ready to dive into the real story? Here are some must-read posts to get you started:
We expose the shady tactics brokers use to overcharge you and why it’s happening.
Sometimes, the best loan is the one you don’t take. Learn why.
Lending marketplaces sound like a great idea right?
Learn why this toxic relationship persists.
Stick Around
This blog isn’t here to make you feel good—it’s here to give you the cold, hard truth about the small business funding landscape. If you want a better deal, if you’re tired of being ripped off, and if you want real advice without all the fluff, you’re in the right place. No brokers, no commissions—just the facts.